Simple Tips To Save Money
Here are some fuss-free ways to save your money, and especially getting more people worried about the economic slowdown.
- Car pool whenever possible, you will see after a month and keep more money
- Use the fan rather than air-conditioner, you will notice it you save more money when the bill come
- Divide the housework without a maid, because the maid cost you a lot of money
- Pack food from home
- Have weekend cookouts
- Leave your credit card at home and stick to cash, and make a shopping list
- Keep track of all claimable expenses
- Each time reward yourself by putting $10 into 'Reward Box' or 'Piggy Bank'
- Filling petrol in the morning and full-tank of petrol to save additional trip
- Get a part-time job, or build an online business (i.e PayPal) with minimum / zero cost
- Pay bills online
- Ask for a discount, or get a membership card where can get discount, gifts and special promotion
- The latest may not be the best (check with friend or Internet sources before buying a new things)
- Try it before you buy it (i.e. Clothes)
- Plan your appointments during off-peak times and slot in few at the same area on one day
- Pay off your mortgage faster
- Separate your banks accounts for savings, bills , and daily expenses
- Buy, don't rent property if capable
- Get an investment-linked insurance policy
- Buy in bulk (i.e. milk powder) and make sure store perishable goods carefully
- Look out for cheap airfares and may consider to take a connecting flight with planned right season
- Don't use your mobile unless necessary when travel
- Exercise regularly and have a healthy diet
- Plan an amount to save each day, and stick to it. When you earn more, increase your savings too
You can get a financial adviser to provide you a detail plan based on your situation.
